Self Employed Mortgages
If you work for yourself it’s likely you’ve been made to believe that home ownership is out of reach for you - that without a ‘regular paycheque,’ lenders won’t look at you, right? Wrong.
In fact, there are a number of programs through many of our 48 lender partners that allow borrowers to qualify with what is called a “stated income.” Simply put, this allows us to submit your application with a reasonable estimation of what your yearly income will be (along with supporting documents), strengthening your financial footing and qualifying you for the amount you need.
While these programs do require a slightly higher minimum down payment (10%) and come with higher insurance premiums they are excellent options for getting you into the home of your dreams! Let’s hop on a call and get the conversation started - book a consultation below!